How money moves between Nigeria and the rest of the world: supplier payments, payouts, settlement times and the cost of getting it wrong.
A Nigerian bank domiciliary account can receive an international wire, at no charge on the Nigerian side. Three of the main app accounts can't take one at all. Here's what each really costs.
Receiving $2,000 costs $10 at Grey, nothing at Daya Borders and $15 at Chipper Cash. The cap on the fee decides it, and two of these accounts can't receive a wire at all.
Payoneer's $1.50 withdrawal fee and its up-to-3% conversion fee are the same withdrawal with a different destination. The route you pick decides which one you pay, and what $1,000 leaves you.
Two products hide behind this search: a virtual dollar card, and a USD account for receiving money from abroad. Here's the honest list for each, with every fee checked on 30 September 2026.
Deel's own published fee table, every withdrawal route open to a Nigerian contractor, the minimums on each one, and what your dollars lose before they reach naira.
Geegpay is Raenest now. What Raenest, Daya Borders, Grey, Cleva, Chipper Cash, Payoneer and Piggyvest charge to receive dollars in Nigeria, checked 24 September 2026.
What Grey, Daya Borders, Raenest, Cleva and Chipper Cash charge to receive dollars in Nigeria, compared with LemFi's Global Account.
What Raenest, Daya Borders, Cleva, LemFi and Chipper Cash charge to receive dollars in Nigeria, compared with Grey's fees as of 22 September 2026.
PayPal now pays out in Nigeria through Paga. What it costs on a $1,000 payment, the limits, and the cheaper routes if your client can pay another way.
Every way to get Fiverr earnings into naira, what each one costs, how long it takes, and why your first withdrawal needs a day's head start.
Six ways to receive dollars in Nigeria if Cleva isn't working out, with what each one charges to receive, convert and withdraw. Every figure checked on 15 September 2026.
Every way Upwork will pay a Nigerian freelancer, with the fee, the timing and the limit on each, plus an honest look at what the naira conversion costs on top.
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