How money moves between Africa and the rest of the world: cross-border payments, naira-dollar FX, stablecoins and product news from the Daya team.
Spenda does two jobs: naira in your bank, and a USD virtual card. Here's who does each one, and what Daya Coins, Breet, Monica Cash and Quidax charge, checked 25 September 2026.
What a naira on-ramp API has to do, which six providers do it, and what each one publishes on price. Fees taken off the providers' own pages on 23 September 2026.
What Bamboo, Daya Stocks, Hisa and Risevest each charge against Trove's 1% on foreign shares, and the three things Trove added in August 2026 that none of them have.
What Grey, Daya Borders, Raenest, Cleva and Chipper Cash charge to receive dollars in Nigeria, compared with LemFi's Global Account.
What Raenest, Daya Borders, Cleva, LemFi and Chipper Cash charge to receive dollars in Nigeria, compared with Grey's fees as of 22 September 2026.
How Verto, Daya Business, Grey Business and Raenest Business compare with Juicyway for Nigerian companies that collect foreign revenue and pay suppliers abroad.
Quidax OTC starts above $100,000. Where a P2P merchant can trade USDT for naira below that, with minimums, opening hours and pricing side by side.
What Trove, Bamboo, Daya Stocks and dollar funds charge against Risevest's annual fee, why Hisa isn't really an alternative, and what leaving Risevest costs.
What Quidax, Busha, Luno and Daya Coins charge, which of them are on the SEC's register, and what to check before you move your crypto off Roqqu.
PayPal now pays out in Nigeria through Paga. What it costs on a $1,000 payment, the limits, and the cheaper routes if your client can pay another way.
Every way to get Fiverr earnings into naira, what each one costs, how long it takes, and why your first withdrawal needs a day's head start.
Why dollar to naira mid-market rates don't agree, what apps publish about their conversion cost, and a one-line way to work out what a rate is costing you.
Occasional email when we publish something new on payments, FX and stablecoins.
